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Add-ons

Every Sumwright plan includes every core feature. Add-ons are small optional extras for people who want more done for them. You buy them in the iPhone or Android app, and cancel any time in your App Store or Google Play subscriptions.

Automatic card & loan details — $1.99/month

Fills in each card’s credit limit, APR, minimum payment and due date — and the same details for loans your bank reports — straight from your bank, and keeps them up to date.

Example: without it, you type “24.99%” and “$105 minimum” for your Visa. With it, those appear on their own and update when your bank changes them. Typing them in yourself always stays free.

Investment & retirement accounts — $1.99/month or $19.99/year

Link up to 3 investment accounts — a 401(k), IRA or brokerage account — through Plaid, read-only. They show under Investments on the Accounts tab and count toward your net worth. The Debt Plan never uses them.

Open Settings

Tap Link a retirement or investment account.

Start the add-on

If you don’t have it yet, Sumwright shows the add-on and its price. Subscribe through the store.

Find your provider

Search for your retirement plan provider or brokerage in Plaid and sign in there. Your sign-in goes to Plaid, never to Sumwright.

Example: Sam links a workplace 401(k) worth $38,600. Net worth on the Dashboard now includes it, and “What you have” on the Accounts tab shows Cash and Investments side by side.

Not every provider supports this yet. If Sumwright says your provider isn’t available, Plaid can’t connect that provider for investments yet. If you subscribed only for that account, you can cancel the add-on in your App Store or Google Play subscriptions. Investment accounts don’t count toward your plan’s bank limit.

Debt & Wealth bundle — $2.99/month

Both add-ons above together, for $0.99 a month less than buying them separately. Good if you want your cards’ details filled in and your retirement accounts in your net worth.

CPA Export Bundle — $2.99/month

Pick Business, a Project or Personal and a date range, and get one spreadsheet of the matching transactions plus the receipt images that go with them — ready to send to your accountant.

Example: tag every purchase for a kitchen remodel to a “Kitchen remodel” project, then export January–June with receipts in one go.

If an add-on ends

Nothing you typed in is lost. Automatic details stop updating, and if the investment add-on lapses, Sumwright disconnects the investment links after a grace period; their accounts stay as manual accounts you can update or remove.