Read-only personal finance planning

Stop Guessing. Start Architecting.

Most money apps just show you your debt. Sumwright works out exactly what to pay, in what order, and warns you before a payment would dip into your safety cushion.

7-day free trial · Cancel anytime · Read-only bank access · App Lock on every device

What Sumwright does

Your whole financial plan, worked out for you — read-only.

Link your accounts once. Sumwright builds the plan, protects your cushion, and shows you the exact moves that save you the most — so you make them with confidence.

Sumwright Synced
Net worth$48,210trending up
Liquid Cash$55,580
Investments$30,962
Card Debt$5,430
Loans$121,564
🚀 Suggested move

Pay $3,820 toward Apex Rewards Card (22.9% APR) — your costliest balance. Est. utilization 48% → 0%.

The difference

Everyone else watches. Sumwright plans your next move.

Passive · Them
Oh no — you overspent.

You’re $240 over budget. (Sent after the overdraft already hit.)

A report card for money you’ve already spent.

Active · Sumwright
Liquidity Guardrail · Heads up

Paying $85 to Northstar Fiber today would dip into your $1,000 safety cushion.

Wait 3 days and your paycheck clears it with $240 to spare.

An architect that warns you before the damage is done.

See the full engine — then put it to work.

Explore every feature, or jump straight in. One subscription unlocks Sumwright on every device.