Simple pricing. One account, every device.
Every plan includes every feature. The only difference is how many banks you connect live — because each linked bank is what actually costs us to run.
Essential
$4.17/mo billed yearly · save 30%
1 linked bank
For one primary bank — or if you mostly import statements.
- ✓Every Sumwright feature
- ✓Unlimited manual & imported accounts
Plus
$7.50/mo billed yearly · save 25%
Up to 3 linked banks
Covers most couples: two personal banks and a joint one.
- ✓Every Sumwright feature
- ✓Unlimited manual & imported accounts
Unlimited
$12.50/mo billed yearly · save 22%
Unlimited linked banks
For multi-institution households and power users.
- ✓Every Sumwright feature
- ✓Unlimited manual & imported accounts
Prefer to lock it in? Plus is also available for $164.99 every 2 years.
Included in every plan
- ✓AI Coach
- ✓Safe-to-Spend guardrail
- ✓Avalanche & Snowball debt optimizer
- ✓Statement & receipt scanning (OCR)
- ✓Household sharing
- ✓Sync across phone, tablet, desktop & web
- ✓Debt types recognised: mortgages, car & student loans, store cards
- ✓Pay-later plans (Klarna, Afterpay…) counted as debt
- ✓Business / Personal / Project tagging
Bank limits count live Plaid connections only — manually added and statement-imported accounts are unlimited on every plan. Banks you've already linked are never disconnected by a plan change — the limit only applies when connecting a new one.
One account, every device: a plan bought here also unlocks the Sumwright apps when you sign in with the same account.
Optional add-ons
Available in the iPhone and Android apps. Typing the same figures in yourself always stays free.
Automatic card & loan details
$1.99/moCredit limit, APR, minimum payment and due dates filled in from your bank every day.
Investment & retirement accounts
$1.99/mo or $19.99/yrLink up to 3 accounts — 401(k), IRA or brokerage — so your net worth is complete.
Debt & Wealth bundle
$2.99/moBoth of the above together. Save $0.99 a month.
CPA Export Bundle
$2.99/moPick Business, Project or Personal and a date range — one spreadsheet plus matched receipt images.
Make it yours.
Buy once, own it forever — no renewal. Addons unlock on every device you sign in to.
Sovereign theme
A one-time unlock — obsidian + champagne gold. Yours forever, on every device.
Velvet theme
A one-time unlock — plum-black with rose gold. Warm and after-hours, on every device.
Glacier theme
A one-time unlock — arctic porcelain with steel blue. Crisp and minimal, on every device.
The same command center, everywhere you are.
Buy once and your dashboard, payoff plan, and suggested moves sync instantly across desktop and mobile — through one secure account.
SumwrightPay $3,820 toward Apex Rewards Card (22.9% APR) — your costliest balance. Est. utilization 48% → 0%.
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